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Home Loans

Real Estate Lending is Our Specialty

The Farmers Trust & Savings Bank Loan Officers make getting a home loan, construction loan or home equity loan simple and easy.

Mortgage Express

The Farmers Trust Mortgage Express application allows both existing homeowners and prospective homebuyers to quickly, accurately and securely estimate monthly payments and apply for mortgage financing.  The application is available online or via your mobile device and will connect you directly with one of our mortgage lenders.

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Mike Julius
NMLS #1547069

Apply Now

Need Speed?

We can get your mortgage pre-qualified in as little as one business day! Just complete the simple form below or call us at 319-668-2525. We will take care of the rest!
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We offer competitive rates and terms on mortgages for your home, investment property, acreage, rental property, farm or business! We have a variety of terms and programs available to get you the best possible financing for your property.

Home Equity Loans

If you own a home and need extra money, consider a Farmers Trust home equity loan or line of credit. Our low cost, competitive rate home equity products are perfect for buying a new car, financing college tuition or remodeling your home. Same day approval is usually possible with a complete application.
By capitalizing on the equity in your home, you'll gain access to funds while taking advantage of lower interest rates and a potential tax savings (consult your tax advisor).

Construction Loans

When you're ready to build your dream home, remodel your kitchen or bath, finish your basement or add a new garage, Farmers Trust is the place to call for your construction lending. We'll guide you through both your construction and end financing for a hassle and stress-free experience.

Trust the Professionals

Investing in your home is one of the biggest financial decisions you will make. Our experienced lenders will guide you through the steps either for purchasing or refinancing your home for a hassle-free experience. We'll help you determine the right financing for your individual situation and offer competitive rates.
Our mortgage professionals are ready to answer any of your questions. They can find the solution that best fits your situation. Meet Our Lenders to select one of our mortgage loan professionals to contact.

Special Links

Here are some easy-to-use Financial tools to help you solve some common financial problems. If you find these calculators useful, be sure to bookmark this page.
(NMLS #478145)

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Travel Cards

Bringing your next trip a little closer every time you use it!

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Secure & Convenient

You’re on the go, so your banking should be too! Get anytime access to your accounts with Mobile Express.