addition to deposit, lending and 24-hour banking services, Farmers
Trust & Savings Bank offers a wide range of other convenience
Do you need assistance locating an old statement or check copy?
Are you having trouble figuring out why the monthly account reconciliation
doesn’t balance? While many of these types of matters can
be addressed through our Internet banking services, our customer
service representatives will be happy to help. Fees for time and
Check cashing services are provided in the main bank
lobby and drive-up for both customers and non-customers. Fees apply
for non-customers. Farmers Trust reserves the right to refuse to
cash any check.
Wouldn't it be great if every check you received was
paid the first time through the system? Unfortunately, that is not
always the case. Some checks are returned for insufficient funds
or for other reasons. So what do you do to conveniently collect
One method of attempting collection of those returned items is
to bring the check to us for collection. We will send the check
and a collection letter to the bank on which the check is drawn
or hold it until funds are available if it is drawn on us. Typically
we ask the bank to hold the check for 10 days to see if there are,
anytime during that term, sufficient funds for the payment of the
item. The bank holding the item will either return to us an official
check if the item can be paid, or they will return the check to
us at the end of the holding period.
Per item fees apply for this service. (Note: The receiving bank
may also charge a fee for monitoring the account and issuing their
Farmers Trust can assist you with making copies or
sending/receiving faxes. Fees apply.
Make gift giving EASY with a Farmers Trust gift card! Our prepaid Visa® Gift Card is the perfect gift for any occasion. A variety of popular designs is available. Gift Cards may be purchased from any of our lobby tellers. A minimal fee is charged for each card issued.
a one-time check to pay a bill or to move money? Never send cash.
Use a Farmers Trust personal money order instead. Personal Money
Orders are a convenient, inexpensive and safe method of payment
used by many of our customers. Personal Money Orders provide a valuable
proof of payment. As the purchaser, you keep one copy of the Personal
Money Order for your records. The payee-endorsed original, once
paid, is kept at the bank for an extended period of time. If the
Personal Money Order is lost, it may be easily replaced without
hassle for just the cost of a stop payment order.
Personal Money Orders may be purchased from any of our lobby tellers
in any amount up to $5,000. A minimal fee is charged for each item
- A Bank Money Order
(also known as a Cashier's Check) represents guaranteed funds and
is the much safer equivalent of cash. The Bank Money Order is ideal
anytime there is an exchange of ownership interests or property
title for the purchaser's payment. Selling a car or boat? Before
you hand over the signed and notarized title, make sure you get
paid. Payment by cash is fine but not really safe. Payment by Bank
Money Order may be a much better alternative.
Bank Money Orders from Farmers Trust are available to both bank
customers and non-customers in exchange for cash or other guaranteed/collected
Bank Money Orders
are not subject to a stop payment order and replacement requires
a lost instrument affidavit and may require a lost instrument bond
from your insurance provider. These items should be treated with
special care because they may be difficult to replace.
Bank Money Orders may be purchased from any of our lobby tellers.
A minimal fee is charged for each item issued.
For the safety and convenience of our customers, two 24-hour night
depositories are available. One is located at the front entrance
to the Bank on 510 Elm Street. The second is located in our Express
Banking Center drive-up facility. Envelopes are provided for your
use. For making larger deposits, visit a customer service representative
to purchase vinyl zipper or locking bags and to secure a depository
Notary services are provided to both our customers and non-customers.
For your protection, we may require proper identification with a
photo and signature. All information must be completed on the document
being notarized; however, do not sign the document until you are
in front of a notary public. If you are unsure about what information
is required on a document, please contact your legal counsel for
advice. A minimal per document fee applies.
You have several options to reorder your Farmers Trust checks.
You may submit your reorder form to any customer service representative
and we will do it for you. Please let us know if any changes are
required for your reorder. If no changes are necessary, you may
link directly to Harland, our check vendor, and reorder yourself
here. Placing your reorder directly through Harland
will provide the quickest turnaround.
What would you grab if you knew a natural disaster would hit your
home in five minutes? Besides your family members and pets, you
would probably take items that are nearly impossible to replace.
- Adoption Papers
- Automobile Titles
- Birth Certificates
- Citizenship Papers
- Credit Card Numbers
- Death Certificates
- Divorce Decrees
- Family Historical Info
- Household Inventory
- Insurance Policies
- Investment Documents
- Legal Documents
- Military Records
- Mortgages / Deeds of Trust
- Patents & Copyrights
- Rare Coins
- Social Security Information
Protect your valuables and important documents from theft, fire,
natural disaster, or prying eyes. We have a variety of sizes of
safe deposit boxes for your convenience, and your annual rental
fee may be auto-debited from your checking or savings account.
The Federal Deposit Insurance Corporation (FDIC) does not cover
the contents of safe deposit boxes. A safe deposit box is only a
secure storage space provided by the Bank. For box availability,
stop in or call us at (319) 668-2525.
U.S. Savings Bonds make great gifts and are an excellent way to save for the future! To purchase or learn more about U.S. Savings Bonds, go to www.savingsbonds.gov.
You may redeem eligible bonds at Farmers Trust & Savings Bank.
If you have ever lost a check or if you have used
a check to purchase a product or service that turned out to be misrepresented
or defective, you know the importance of a Stop Payment Order. Call
us as soon as you become aware of a problem, give us the necessary
information, and we will add the stop payment order to our records.
You may also place your stop payment order yourself using our Internet
banking or TouchTone Express banking services.
There is a modest fee for each stop payment order requested. Any
of our Customer Service Representatives can help you with this service.
A savings account is an ideal way to segregate funds for a special
purpose or for the future payment of a known expense. Our Sure-Save
service helps your savings account grow systematically with automatic
transfers from your checking account. Simply let us know how much
you would like to transfer, what accounts the transfer should involve
and how often you would like the transfer to happen.
Our Time, Temperature & Weather community service keeps Iowa
County residents informed of the current time, Iowa County area
weather conditions and important Bank announcements and events.
Call (319) 668-2255.