|
We,
our, and us, when used in this
notice, mean Farmers Trust & Savings Bank.
This is our privacy notice for our customers. When we use the words
“you” and “your” we mean our consumer customers
who have a continuing relationship by purchasing or holding financial
products or services such as a(n):
- Deposit account, loan account, or self-directed
Individual Retirement Account
- Safe deposit box
- Financial, investment, or economic advisory
services
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that information.
We first define some terms:
- Nonpublic personal information
means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic personal
information does not include information that is available from
public sources, such as telephone directories or government records.
Hereafter, we will use the term “information” to mean
nonpublic personal information as defined in this section.
- Affiliate is a company we
own or control, a company that owns or controls us, or a company
that is owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means owning
enough to have control.
- Nonaffiliated third party is
a person we do not employ or a company that is not an affiliate
of ours.
We collect information about you from the following sources:
- Information you give us on applications or
other forms
- Information about your transactions with us,
our affiliates, or other parties
- Information from a consumer reporting agency
We restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards
to protect this information.
We will not disclose information about you to anyone except as disclosed
in this policy or as permitted by law.
We do not disclose information about former customers, except as
permitted by law.
We may disclose the following information to other financial institutions
with whom we have joint marketing agreements:
- Information you give us on an application or
other forms, such as your name, address, and age
- Information about your transactions with us,
such as your account type
We disclose the information listed above with other financial institutions
with whom we have joint marketing agreements. You do not have a
right to opt out of the disclosure of this information.
Types of Businesses - We may disclose information
pursuant to joint marketing agreements to financial service providers,
such as insurance companies.
Reasons for Disclosing - We may disclose information
about you to other financial institutions with whom we have joint
marketing agreements to provide you with information about additional
products and services.
|
