Farmers Trust & Savings Bank is a local business working for you, the consumer. We pride ourselves on establishing personal relationships with our customers, giving us insight and understanding of your borrowing needs.

Our loan officers have the experience, knowledge and professionalism to help you succeed. They are able to structure loans for the benefit of our borrowers with a multitude of financing needs. Our lenders can offer you both the convenience of fast, efficient loan decisions on a local level and the flexibility to meet with you on your schedule.

Investing in your home is one of the biggest financial decisions you will make. Our experienced lenders will guide you through the steps in both purchasing and refinancing your home for a hassle-free transaction. We’ll help you determine the right financing for your individual situation and offer competitive rates both on loans we service and on the national market.

Take a look at some of our loan products below and call one of our lenders for an appointment today!

Balloon Mortgages
Call today to find our about our competitive rates and terms on mortgages serviced locally here at Farmers Trust. Great rates are available for your home, investment property, acreage, rental property and much more! Our balloon mortgages feature much lower closing costs than for a fixed rate mortgage and can be processed and closed in less time! Talk to one of our lenders to see if this loan product is for you.

Fixed Rate Mortgages
We have a variety of long-term, fixed rate mortgage programs available for you to get the best rate possible on your home mortgage! Programs are available for both new home purchases and refinancings. Call today to get started on a refinance or the purchase of your new home.

Home Equity Loans
Why borrow equity from your home? In most cases, interest paid on a home equity loan is tax deductible where interest paid on consumer loans is not. Our low cost, competitive rate home equity products are perfect for buying a new car, financing college tuition or remodeling your home. Same day approval is usually possible with a completed application¹. Call today to set up an appointment with one of our experienced lenders!

Construction Loans
When you’re ready to build your dream home, remodel your kitchen or bath, finish your basement or add a new garage, Farmers Trust is the place to call for your construction lending. With low cost, easy payment options, we’ll guide you through both your construction and end financing for a hassle, stress-free experience. Please call one of our lenders today to find out how easy building your new home or adding that new addition really can be!

¹Providing these items with your application allows us to help you with quick approval and funding for your loan request

• Employment and Addresses for last two years.
• Current Federal Tax returns and W-2’s
• Copies of last two pay stubs
• Current Mortgage/Rental information
• Proof of insurance
• Current Liabilities (to be listed on application)
• Current Assets (to be listed on application)
• Bank Statements, Verification of Retirement/Investments on request

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