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All Farmers Trust checking account offerings include The Better Checking System™ featuring image statements. Image statements provide a faster, easier and more convenient way to manage your checking account! With our Better Checking System™ image statements, you will enjoy many benefits including:

  • Easier statement reconciliation - Your checks are provided presorted in numerical order. Beneath each check image, clearly printed, will be the date the item was posted, the check number and the amount of the check. These features make balancing your checkbook faster and easier than ever before.
     
  • A ready-made filing system – Statements and checks are printed on hole punched paper and are ready to store in a three-ring binder. Think about the advantages of having your statements and cancelled checks all together in one place and readily available for fingertip reference. No more overstuffed drawers, bulky envelopes or overflowing shoeboxes.
     
  • IRS approved - Check images are accepted as valid proof of payment by local, state and federal governments including the IRS, as well as by businesses throughout the country.
     
  • Simplified income tax preparation – Imagine the convenience of having all your checking account records for the year organized in a binder. This will be a helpful feature for you and/or your tax preparer.
     
  • Enhanced research capabilities – Can’t find an old check? Simply call the Bank and we can provide you with a copy of the check image, front and back if needed, quickly and easily. For your convenience, you can access images of your old checks through our Online Express Internet Banking service.
     
  • You’ll be ready for the future – Our imaging technology allows you to access your checks and deposits through our Online Express Internet Banking service and to receive your statements electronically.
     
  • Your privacy is protected – With check imaging, you can rest assured that you, and only you, will see which of your checks have been paid. Image statements are easier to secure, and when you’re finished with them, easier to destroy.

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Farmers Trust & Savings Bank

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Equal Housing Lender